Find the Right Path

Explore Mortgage Options

Whether you're buying your first home, building, refinancing, investing, or exploring a more specialized financing path, Coastline can help you understand the options available.

Talk to a Loan Officer Start Your Application

What are you trying to do?

Buy a Home Build a Home Refinance Invest in Property

Buying a Home

Programs for purchasing a primary residence, from first-time buyer options to conventional and government-backed loans.

Family holding a sign announcing their first home

First-Time Home Buyers

Guidance and program options for buyers purchasing their first home, including down payment assistance and government-backed loans that may make ownership more accessible.

Explore Program

Modern suburban houses with red roofs

Conventional Loans

A standard mortgage not backed by a government agency, offering flexible terms for primary residences, second homes, and investment properties.

Explore Program

Couple holding a Home sign in front of their new house

FHA Loans

Government-insured financing designed to expand access to homeownership, available for primary residence purchases through FHA-approved lenders.

Explore Program

Soldier in uniform with American flag

VA Loans

A benefit earned by eligible service members, veterans, and qualifying spouses — government-backed financing designed to make homeownership accessible.

Explore Program

Aerial view of a suburban house surrounded by greenery

USDA Loans

Financing for eligible rural and suburban properties, backed by the U.S. Department of Agriculture to support homeownership in qualifying areas.

Explore Program

Contemporary two-story luxury home with paved driveway

Jumbo Loans

For higher-priced properties that exceed standard conforming loan limits — financing options designed for luxury homes and high-cost markets.

Explore Program

Keys in hand representing property ownership

Down Payment Assistance

Programs and options that may help cover upfront costs for qualified buyers, making the path to homeownership more accessible when savings are limited.

Explore Program

Rate Structures

Choose between predictable payments or initial rate periods, depending on how long you plan to stay.

Suburban house with garden under warm evening sunlight

Fixed-Rate Mortgages

A consistent interest rate and monthly principal and interest payment for the life of the loan — predictable costs that help with long-term budgeting.

Explore Program

Suburban houses against a vibrant sky with clouds

Adjustable-Rate Mortgages

An initial fixed-rate period followed by rate adjustments, which may offer a lower starting rate for borrowers who plan to move or refinance early.

Explore Program

Building a Home

Financing for new construction, from groundbreaking to final inspection.

New residential homes under construction with scaffolding

Construction Loans

Financing for building a new home or major renovation, covering the construction phase with a structure designed for the building process.

Explore Program

Workers constructing a house framework

VA Construction Loans

A construction financing option for eligible veterans and service members, combining VA backing with the ability to build a new home.

Explore Program

Investors & Specialty

Programs for rental property investors, self-employed professionals, and non-traditional income scenarios.

Facade of a modern apartment building

DSCR Loans

Investment property financing that qualifies based on rental income potential rather than personal income, designed for investors building a portfolio.

Explore Program

Modern apartment building with balconies against blue sky

Investment Property Loans

Mortgage options for purchasing or refinancing rental properties, multi-unit buildings, and other real estate not used as a primary residence.

Explore Program

Professional working at a minimalist desk with technology

Self-Employed Borrowers

Financing paths for business owners, freelancers, and independent contractors whose income does not fit traditional W-2 documentation patterns.

Explore Program

Refinancing

Replace your current mortgage with a new loan that better fits your situation.

Couple examining real estate documents

Refinance

Replace your current mortgage with a new loan — potentially changing your rate, term, or loan structure to better fit your current financial situation.

Explore Program

Personal Guidance

Not sure which option fits your situation?

You don't need to figure it out alone. Talk with a Coastline loan officer about what you're trying to accomplish.

Meet Our Loan Officers Talk to a Loan Officer

Theresa Amos

Theresa Amos

Loan Officer

Brian Kocur

Brian Kocur

Loan Officer

Ready to Get Started?

Speak with a licensed Coastline Mortgage loan officer today.

Apply Now Talk to a Loan Officer

Call Apply Get Help