Our Why
More than a mortgage company.
Coastline Mortgage was built on the belief that homebuyers deserve individualized attention, a wide range of financing options, and technology that simplifies the process — all working together to put them in a stronger position.
What we believe
Individualized attention, not a one-size-fits-all answer.
Every homebuyer's situation is different. Coastline loan officers take the time to understand your goals, review available options, and explain the tradeoffs that matter to your decision.
We work with both consumers and real estate professionals, helping buyers compete from a stronger position when shopping for homes.
Technology that simplifies
Our digital tools make the mortgage process more transparent and efficient — from application to closing.
A wide range of financing options
From conventional to government-backed, construction to investment, we offer programs for many different borrower situations.
Strong service
Our team supports you through every step — without pressuring you into a one-size-fits-all answer.
The Only
5 STAR
Brokerage in the Area
Ranked in the
TOP 1%
Of the Nation for Fastest Closings
The Coastline Difference
Verified Approval
Most Mortgage Companies
Pre-Approval
A pre-approval letter is a common starting point — but it may not fully reflect what a buyer can confidently offer.
Coastline Mortgage
Verified Approval
Coastline goes a step further — issuing a Verified Approval with the goal of putting buyers in a stronger position when shopping and competing for homes.
No Hidden Fees
No Gimmicks
No Restrictions
Company Leadership
Doug Smith
Owner, CEO
Our people
The team behind Coastline
From leadership to loan officers to operations, the Coastline team brings experience and dedication to every mortgage.